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SPRING FEVER

Posted On: March 23, 2017

SPRING FEVER

Come April and May, a strange illness sets in. It’s a phenomenon that poets have documented for centuries. In a flurry of psychological and sexual renewal, millions of men and women of the northern hemisphere experience rapid increases in mood and energy in stark contrast to the lows felt during winter time. But is this so-called spring fever a real biological phenomenon or have the poets simply led us all to believe in fairy tales?

What is spring fever?

Generally speaking, spring fever refers to an onset of psychological and physiological symptoms associated with the arrival of spring. Its symptoms include a flushed face, increased heart rate, restlessness, daydreaming, and, of course, an increase in sexual appetite.

While “spring fever” is not a definitive diagnostic term, researchers are only beginning to understand how the change in seasons influences our mood.

What causes spring fever?

Although the exact cause of spring fever is still unclear, scientists agree that hormones are probably the driving force behind all this feverish friskiness. (Who would have guessed?) But different stimulants trigger our hormones in different ways, and there are at least three well-known stimulants that come knocking in April.

Cause No. 1 — Light

When seasons change, the retina (the part of the eye connected to the brain) reacts to increases in the amount of daylight. This information is monitored by a tiny region of the brain known as the suprachiasmatic nucleus (SCN). Considered the human biological clock, the SCN controls the secretion of melatonin, the well-known sleep hormone. As light during the spring months increases, the body produces less melatonin, causing a lift in mood, a reduced desire to sleep and an increase in libido.

While this is probably the most accepted cause of spring fever, there are a few simpler explanations as to why spring gets us so sprung.

Cause No. 2 — Exercise

Warm weather increases physical activity. Combine physical activity with healthy rays of sunshine and you’ll see an immediate improvement in mood. Whether it’s because of an increase in endorphins (the “feel-good” hormone), vitamin D, blood flow, or some other biological marker, scientists have long known that exercise is just as good as any antidepressant in lifting our moods. But this doesn’t necessarily explain the gender-specific boost for male sex drives.

For that explanation, we need to get real basic.

 

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THERE'S A LOT OF VALUE IN A MARINE SURVEY

Posted On: March 16, 2017


A marine survey can prove invaluable. The key is to know what type of survey you need, how to best prep the boat, the time required and what a survey report can offer.

There are different types of marine surveys, “One is a Pre-Purchase inspection, which is the most extensive. The Condition & Valuation inspection, which is the one most requested, is mainly used for financial and insurance purposes. Specifically, it’s very useful to insurance companies to determine if the vessel is an acceptable insurance risk. It will also include the valuation to determine the fair market value of the boat. The Damage inspection consists of an inspection that will help establish the cause of a loss and settle on the extent of the damage.”

It’s a good idea to ask a surveyor if they are familiar with the type of boat to be surveyed.

Some surveyors may only survey modern boats typically used in charter, and may lack the specific knowledge of boats built using unusual materials, or older boats. If a boat is wood, or steel or alloy, then finding a surveyor with experience with these materials is important. Ask them for a sample survey too. Most surveyors will be happy to provide this.”

Prepare the boat for a survey

The boat should always be clean and free of miscellaneous items. Paperwork should be on hand and available to present to the surveyor. If it is required to have the boat hauled out or to undergo a sea trial, the arrangements should be made and scheduled by the owner. 

How long does a survey take?

It depends on the size of the vessel. I can take one full day to inspect a typical 45-foot sail boat. It takes then probably another half-day to write the report. Length of time also depends on the vessel’s overall condition.

A 24-foot runabout can likely have a survey completed in a few hours. A 140-foot mega yacht survey could take a week.

It’s not mandatory for a boat owner or potential buyer to attend a survey. 

The most common question marine surveyors are asked?

How Much? What’s the cost? Owners and buyers all too often look at a survey as merely a logistical ‘hoop’ to jump through. However, a good survey report serves as a tool to highlight deficiencies and plan future maintenance pre-purchase, to determine the cause and scope of damage (particularly if a third party is involved in an incident) as well as study costs for a complete claim and to represent the owner’s interest during the repair process

 

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PRE LAUNCH CHECKLIST

Posted On: March 14, 2017

Complete Your Pre-Launch Inspection and Maintenance

To help ensure a smooth, safe start to the boating season, have a certified technician or mechanic perform the recommended maintenance on your vessel. Whether or not you get a professional tune-up, be sure to complete the following checklist before leaving the dock:

  • Inspect all of the safety equipment on board, including fire extinguishers, flares, personal flotation devices and first-aid kits, and repair, recharge and restock them as necessary.
  • Check all lights on your boat to make sure they are in place and operating properly.
  • Open the engine compartment to check for excess water in the bilge.
  • Check for any electrical issues, such as loose, disconnected or corroded conductors.
  • Check that the battery is properly secured to the vessel.
  • Check the fuel tank for leaks, and ensure there is proper ventilation.
  • Check the fuel filters to make sure no water is present.
  • Fill your tank with the freshest, highest-quality fuel available.
  • Change and check the oil level before starting the boat for the first time.
  • If you will be towing your vessel to its launch point, you will also need to properly inspect and maintain your trailer prior to your first outing.

Get In, On and Out of the Water Safely

Once all tasks on your pre-launch checklist are complete, you can start your engine and get out on the water. It is important on your first, and every trip of the season, to:

  • Follow safe launching practices.
  • Monitor the engine temperature to make sure it is not overheating.
  • Monitor the cooling system to make sure it is operating correctly.
  • Ensure you and your passengers know and follow safe boating practices.

Remember: Every Vessel is Unique

The work required to get your boat water-ready will depend on, whether it is used in fresh or salt water, its size, manufacturer, model, and the state in which it is registered. Be sure to get the information you need, then develop and follow the right spring ritual to help ensure every trip of the boating season is safe and fun for all.

 

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BOAT FIRE EXTINGUISHERS

Posted On: March 09, 2017


Fire Extinguishers

Based on an article published by Don Casey for BOAT-US

Here is a statistic you better know about.

Those 10-BC dry chemical fire extinguishers we all carry (designated B-I by the Coast Guard) will discharge for maybe 10 seconds. Thats right.....10 seconds!

For an onboard fire with a head start, that won't be long enough to put the fire out. Then what?

If your boat is larger than 26 feet, Coast Guard regulations require a second B-I extinguisher aboard, that or a larger B-II. A second 10-BC gives you another 9-second shot-if the fire hasn't put this second unit out of reach.

A B-II extinguisher is better, carrying at least a 60-BC rating, which doesn't mean the extinguisher will discharge for six times as long, but does mean it has six times the extinguishing capacity. But if your single B-II is on the other side of the flames.

Meeting Coast Guard requirements equips your boat to extinguish only the smallest of onboard fires.

For real fire protection, take aboard B-II extinguishers, or at least the larger B-I, rated 40-BC. All but the smallest watercraft should have at least two extinguishers aboard, mounted in opposite ends of the boat.


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THE VALUE IN LOSING

Posted On: March 02, 2017

Read this interesting piece from Brandon Steiner, the collectible legend. 

Good stuff! What do you think?

Losing isn’t the opposite of winning, it’s a part of winning

By Brandon Steiner on Feb 24, 2017

Vince Lombardi once said, “Winning isn’t everything; it’s the only thing.”

And, when talking about what there is to be proud of after a loss, Derek Jeter once said to me, “What did you accomplish, you lost?”

But to tell you the truth, I don’t necessarily agree.

The biggest obstacles in life are often the biggest springboards towards achieving something great.

Understand how important it is to have a winning attitude because you can’t have a positive and negative thought at the same time. The average person has 60,000 thoughts a day…that’s over 420,000 a week!

How many of them are you cluttering with negativity?

I think the biggest mistake people make is that they don’t think they should ever lose. Sometimes it’s a blessing to lose. With every loss there is silver lining to be found.

Losing is not the opposite of winning. The people who understand losing but don’t accept it are the ones on a fast track to success.

Ask yourself this: would you rather win the game by 30 points or play your best, most competitive game but lose by 2 points? Clyde Frazier told me some of his favorite games were the ones he lost against Earl Monroe because he liked the challenge and because earl brought out the best in him every time they played and he knew he had to pay his absolute best defense to stop and control his offense in order to win the game

In order words, embrace all results. No matter the outcome, think "what can I learn?" Sometimes it is okay to lose as long as you don't lose the lesson. 

Losing is a blueprint for winning. Being able to work through losing will make you an even biggest winner in thelong run. 

Winning may be everything, but losing is everything too. What is an important loss you encountered and what did you learn from it? Did it help you in the future?

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10 THINGS TO KNOW ABOUT BOAT INSURANCE

Posted On: February 28, 2017

10 Important Things To Know About Boat Insurance

Interesting article from my friend John at MoBox, what do you think?

You just bought a really sweet boat. A fine piece of watercraft that will allow you to zip about on a body of water with the wind in your hair and the water on your face. You can’t wait to get out there and start using it. To glide over the water on waterskis. To sip a cold beverage while being gently rocked by the waves. To embarrass your kids by wearing a Speedo that’s two sizes two small. To take guests out for pleasure cruises on moonlit evenings.

 But before you can get down to business, there’s one crucial piece of information you need to consider: boat insurance.

Before you unleash the full power of your watercraft, you need to give some time and thought to how you will insure your boat. Yes, I know, this isn’t a particularly exciting subject, but it’s an important one.

Thankfully, we’re here to help. Let us answer some of the crucial questions you have about protecting your precious boat.

In this post, we’re going to answer 9 crucial questions about boat insurance. The answers will allow you to make an informed decision regarding how you insure your boat.

Let’s get started.


QUESTION #1: What Is Boat Insurance?

Let’s construct a hypothetical situation. You’re out on the lake, enjoying a gloriously beautiful day, just happy to be alive and a boat owner. You’ve applied all the necessary sunscreen / tanning oil to your body and are soaking in the rays.

Unfortunately, your day of happiness is abruptly ruined when you strike a boulder that was hidden just under the surface of the water. Your beautiful, gorgeous, well-maintained boat suddenly has a giant gash in the side, hurting both the boat and your heart.

 This is where boat insurance comes onto the scene. If you have boat insurance, you can be confident that your vessel will be repaired to it’s former state of glory and the costs will be covered by the insurance company.

If you don’t have insurance? Let’s just say you’re up a creek without a paddle. Actually, you’re in a sinking boat because there’s a giant hole in it, but you get the point.

Boat insurance protects you in the event of damage to or even the loss of your boat. See! Boat insurance really can be a fun topic. Well, not fun, per se. But more fun than having to pay thousands of dollars to fix your boat.


QUESTION #2: How Exactly Does Boat Insurance Work?

Sometimes, boat insurance can be bundled with your car insurance and your home insurance, sparing you the hassle of trying to find a separate insurer for your boat. Just like any other kind of insurance, when you purchase insurance you have to make decisions about:

- How much deductible you’ll have
- The type of coverage you want
- The amount of coverage you want

So far, so good.

When you go to insurance companies, they will consider the following factors:

- Age of boat 
- Length
- Value
- Speed/horsepower
- Condition (Are US Coast Guard standards are met?)
- Is it a houseboat used as primary residence? (This would be awesome, by the way).
- Type of boat? (Inboard, outboard, utility, cruiser, bass boat, saltwater fishing boat, performance boat)
- How many owners?
- Where will it operate? (ocean, lakes, bays rivers, Great Lakes)

Depending on the answers to these questions, the cost of your policy will be higher or lower. So, for example, if you own a high speed houseboat that doesn’t meet US Coast Guard Standards and is worth $50,000, you’ll probably be shelling out quite a lot of cash to insure your boat.


QUESTION #3: How Does Home Insurance Differ From Boat Insurance?

Believe it or not, some home insurance policies will actually cover your boat if it’s small, but if it’s worth more than $10,000, you’ll probably need to purchase a separate policy.

A boat policy also includes liability coverage if someone is injured aboard your boat. For example, if your friend has had a few too many drinks and is salsa dancing while you’re traveling at 50 mph and accidentally trips and breaks his leg, you’re covered. Do you really have friends who would do that? You may want to reconsider some of your life choices.

 A boat policy also will allow you to suspend coverage when you’re not using your boat. For example, if you don’t plan on doing much boating during the winter, you can put a hold on your coverage.


QUESTION #4: What Is Covered In Your Boat Insurance Policy?

Here are the items traditionally covered in boat policies:

- Collision damage. This includes repair and replacement of boat, but maybe not clean-up wreckage. Just don’t totally sink your boat and this won’t be an issue. If you’re legitimately concerned about this perhaps you shouldn’t be driving a boat in the first place.


- Property damage liability. If you accidentally crash into someone else’s boat or destroy someone’s dock, you’re covered.


- Engine damage. You’ll want to double check on this one because some policies will have machinery damage exclusions.


- Bodily injury liability. If you accidentally hurt someone while operating your boat, you’ll be covered. If this point makes you happy, you may want to be psychiatrically evaluated.


- Weather damage. Some policies will cover weather-related damage to your boat, although you’ll certainly want to check on this one.


- Comprehensive. Coverage can provide payments for medical payments, fishing equipment, oil spills, personal property, roadside assistance, uninsured or underinsured incidents. 

 

QUESTION #5: Is Your Boat Covered When It’s Out Of Water?

 Why must you ask all these questions? Just kidding. We like helping. If your boat is on a trailer being pulled by your car, it’s covered by your auto policy, although the limits of your policy apply, so familiarize yourself with those.

Your homeowners policy may provide limited coverage if your boat is damaged while on your property, but it might not cover vandalism or if your boat is stolen.


QUESTION #6: Does Your Boat Insurance Policy Cover You Everywhere?

Most policies for smaller boats have a “navigational warranty”, which determines where you boat insurance policy is in effect. For example, your policy may cover you for the inland waters of the US and Canada or the coastal waters of the two countries.

Policies for larger boats typically have different areas covered, like the territories between Eastport, Maine to Cape Hatteras, North Carolina.

There are some places that could be excluded for security reasons, like if you’ll be sailing in an area inhabited by Somali Pirates. Listen, if you’re in an area like that, you’ve got bigger problems than your insurance policy. Like what type of assault weapon you should choose.

 

QUESTION #7: Are You Required To Have Boat Insurance?

Some states may require you to have liability coverage. Some marinas may require you to have insurance to dock your boat. Finally, the lender may require you to have insurance before giving you a loan.

But seriously, why would you not have boat insurance? Unless you’re an independently wealthy billionaire who is able to purchase boats without a second thought, you probably should have some form of insurance.


QUESTION #8: What’s The Difference Between Agreed Value and Market Value Policies?

It works like this. The moment you purchase your boat, it starts depreciating in value. Isn’t that a wonderful thing?

An agreed value policy covers the value of the boat when the policy is written. A market value policy covers the actual market value of the boat when any damage occurs. Agreed value policies usually cost more upfront but you don’t need to worry about depreciation.

No matter what policy you start with, your insurer will probably eventually insist you switch to a market value policy, which will save you money anyways.


QUESTION #9: What Does Boat Insurance Typically Cost?

As you would expect, the cost of your policy will depend on a large number of variables, including:

- The state where you reside
- The type of boat
- The age of boat
- The size of the motor
- How you use the boat
- Where you use the boat
- And a variety of other factors

 

QUESTION #10: How Can You Save Money On Your Policy?

First, buy a policy that is very specific to your boat. Don’t purchase a policy that offers coverage you don’t need. To put it bluntly (because we know you can handle it), that’s stupid.

Second, ask your underwriter if they offer any discounts for safety features. For example, a wireless auto tether that kills the engine if you or one of your passengers falls overboard. If they do offer safety discounts, consider investing in those safety measures. Also, consider doing the safety dance, just for fun.

 Third, see if there are any discounts available for taking safety classes. You may be able to reduce your premium simply by attending one of these classes.

Fourth, take advantage of any times when you won’t be using your boat to suspend your coverage. Don’t pay for those months your boat is sitting idle (see above note re: stupid).

Finally, you may be able to get a discount if you’re boating in fresh water rather than salt water.

 

Conclusion

Boat insurance is like a prostate exam: you hope you never need it but it’s pretty important. So while it’s certainly not fun to research which policy you should use, you can make the process as painless as possible by knowing what you need, how you’ll be using your boat, and ways you can cut the costs.

Now then, happy sailing!

This article originally appeared on moboxmarine.com blog "10 important things about boat insurance" and is used with permission". 

 

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FIVE MINUTE UPGRADES

Posted On: February 23, 2017

Got some spare time this off-season? Here’s what you can do to fill that gap and help yourself later.

The winter season is showing its teeth right about now — but that’s no reason to let your boat collect dust. On the contrary, now is the perfect time to tackle some of those small projects that can be hammered out quickly. Here are 20 great tips to fix minor ailments and have your boat ready to rock once the weather begins to warm.

  1. Get a Grip
    Place sandpaper around a filter — between filter and filter wrench — to make removal of greasy, slippery fuel and oil filters easier.
  2. Screwed
    You broke a screw off flush, or nearly so, and need to extract it? Cut a slot with a Dremel tool grinding-wheel attachment, and then remove it with a screwdriver.
  3. Wing Ding
    Replace wing nuts on battery terminals with lock nuts (typically three-eighths-inch for positive and five-sixteenths-inch for negative) for season-long resistance to loose connections due to vibration.
  4. Push, Push, Push
    For cleaner caulk lines, use a cartridge gun, not toothpaste-style tubes, and always push rather than pull the gun.
  5. Move It or Lose It                                                                                                                                                                                           If your trailer is used only for spring launch and fall haul, make sure to move it a few feet once in a while to prevent the bearings from taking a set; alternatively, jack it up and spin the wheels once in a while. It’s also a good idea to tow the trailer a mile or so to exercise the tires and help prevent belt separation.
  6.  KY
    Lubricate filter gaskets with a dab of oil before installing to ensure the O-ring doesn’t bind.
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Troubleshooting Tips

Posted On: February 21, 2017

Here’s some tips that can help you keep your sanity and make it through the year.

The Problem: Your new outboard has low hours, yet you notice salt deposits near the spark plugs.

Probable Cause: Seepage from the water-jacket cylinder heads.

The Fix: This isn't uncommon with new engines that are barely broken in. Have the dealer re-torque the cylinder head bolts to factory specs.

The Problem: There's a faint sooty outline on the salon carpet around the engine hatch.

Probable Cause: The engine is hungry for more air and is drawing in exhaust fumes.

The Fix: Increase ventilation either with larger exterior vents, a blower system, or both.

The Problem: There's a vile sour smell all through the boat.

Probable Cause: Gray water is leaking into the bilge.

The Fix: Check the shower sump pump reservoir for hair clogging the filter screen, which causes the soapy water to overflow into the bilge. If your boat has a shower and no sump pump, this is your problem. Another likely cause is a leaking hose in the MSD. A concentrated emulsifying bilge cleaner/deodorizer (such as Simple Green Marine) will help sweeten up things.

The Problem: When you hit the starter button, the engine's solenoid clicks but the engine doesn't crank over. The other electrical gear on board works fine, so you're sure the battery is okay.

Probable Cause: One of the batteries probably has a corroded terminal.

The Fix: Disconnect both connectors and clean the terminals with a battery post cleaning tool or a wire brush. (Do this monthly during the season.) Leave the battery terminals disconnected for now. Also check the engine end of these cables. Remove the ground connector from the engine block and the hot lead at the starter solenoid. Clean the terminals. After remaking these connections, spray a generous coat of Marine Electronics Grease.

The Problem: The hydraulic steering seems mushy and the response uneven.

Probable Cause: The system probably has air in its hydraulic fluid.

The Fix: Most of these systems allow air to be bled out from a fitting at the ram (near the rudders). Following manufacturer's recommendations, crack the bleed screw and have someone cycle the steering system back and forth to purge the air. Afterward, it will be necessary to top off the oil in the reservoir.

The Problem: On the shakedown cruise with your new boat, the bilge pump runs continuously, but there's no water below decks.

Probable Cause: The float switch could be facing forward. It's an improper installation.

The Fix: The float switch should face aft. Otherwise, the running angle of the boat will cause the float switch to rise and activate the pump, even if there's no water in the bilge.

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